Our Services
Personal Mortgage Loan Brokerage Services
Owning your home is the one thing most people dream about. A personal mortgage broker serves as the intermediary between you and the Banks to help you achieve home and property ownership.
This process involves:
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Assessing your debt servicing ability to determine how much you qualify for.
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Preparing mortgage proposals for submission to Banks for consideration.
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Conducting negotiations with Banks on loan terms and conditions, rates and fees, to get you the best deal.
Corporate & Business Loan Advisory & Brokerage Services
Everyday businesses and commercial investors sometimes need financing for their businesses and/or commercial projects, in an attempt to grow and thrive in today’s challenging economic times.
What many business owners and commercial investors find out quickly is that there are different lending products and options to assist. However, the task of applying to Banks can be challenging, and for some a nightmare and vastly time consuming.
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Thankfully, Derek Downes Banking Consultancy as a commercial & business loan broker understands all the lending options, and can help you as a commercial investor or as a business owner, find the best possible financing solution to make sure your company succeeds or project becomes a reality.
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This service involves:
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Assessing the bankability of your corporate or business loan request.
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Providing advice on how to make your corporate or business loan request bankable.
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Preparing corporate and business loan proposals for the Banks’ consideration.
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Negotiating with Banks for the best possible loan terms, conditions, rate and fees.
Loan Restructuring and Loan Refinancing Services
There may be times when your business may encounter financial difficulties and may not be able to satisfactorily meet the terms and conditions of existing loan commitments, or may need to raise additional capital. To assist your entity to regain a sound financial footing, loan restructuring or loan refinancing can be a viable solution.
We can assist you in this process by:
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Providing advice and preparing the loan proposal on debt refinancing, to raise additional funding for your business.
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Providing advice on loan restructuring and assisting with negotiations with your Bank in this regard.
Business Plan Development Services
Preparing a business plan is a critical step in establishing and growing a successful business. A well-structured business plan serves as a road map for your enterprise, by helping you to set financial milestones and objectives. We can assist you by preparing a plan that is best suited for your firm.